Mortgage Rates 2025 Uk Predictions. Uk finance predicted rates would continue to “tick down” next year, adding: With rate and cost pressures continuing to ease, the outlook for 2025 is for a gradual improvement in mortgage affordability, feeding into market.

Read on for what’s happening now and predictions for the future to help you. For 2025 and beyond, several key economic factors are expected to influence the trajectory of mortgage rates in the uk.